If given the chance and there is a pressing "need", would you consider cheating on your spouse for a sum of money? Many are quick to dismiss this as a definite non-option although most of them will probably be considered fairly comfortable financially. There is no question that well-off people do cheat but they usually do for other reasons aside from money. If they do consider, chances are the price is pegged quite high so as to merit their attention who are not actually in dire need of money.
Money has always been a temptation especially to those belonging to the lower economic class. This doesn't mean that they are less morally upright than their counterparts in the higher economic class. They are just more vulnerable because of the reality of material lack and the pressure of having to provide for other people.
Why would you think moneyed people dangle their bait to attractive members of the opposite sex who are not particularly well-off? They do so because they think they have more chances with people who are in need of the material wealth they are offering. They know very well that there are more chances of getting rebuffed by targets who can obviously provide for their own material needs and desires.
If we look at sites that typically asks readers' views about anything, it is common to see answers to the same question we have now to the effect that they will consider "cheating" on their spouses if their partners agree. If we are to be blunt about it, this can hardly be called cheating since it is done with the express approval of the other. The answer just goes to show that some people can provide for "allowances" in marriage if there is an expected benefit from it. The issue of trust however may be a significant cause of friction after.
When a cheater acts on his/her own decision, it is possible that he/she is looking out for personal benefits or sacrificing for the spouse and family. We are presupposing that infidelity in this case stems purely from financial need or want and nothing else. They say everyone has a price, do you have yours?
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